{"id":4137,"date":"2017-09-22T03:00:54","date_gmt":"2017-09-22T02:00:54","guid":{"rendered":"https:\/\/www.dentaly.org\/uk\/?page_id=4137"},"modified":"2023-02-14T06:49:25","modified_gmt":"2023-02-14T05:49:25","slug":"boots-dental-insurance","status":"publish","type":"page","link":"https:\/\/www.dentaly.org\/en\/dental-insurance-guide\/boots-dental-insurance\/","title":{"rendered":"Boots Dental Cover: Compare Plans and Check What’s Included"},"content":{"rendered":"

Did you know that beloved high street brand Boots offers individual and family dental cover<\/a>? If you’re looking at ways to ease the financial burden of dental care for you and your family, keep reading to find out whether Boots dental insurance is suitable for you.<\/p>

About Boots<\/h2>
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You’ll find this insurance provider on thousands of high streets<\/figcaption><\/figure><\/div>

Boots, the high street chemist, has been around for over 160 years and does more than just 3 for 2 shampoo deals. Many of their 2,500+ stores offer photo processing, eye tests, hearing care and children’s clothing. And did you know Boots also provides a range of insurance products, including dental cover?<\/p>

With Boots dental insurance you can get cover for NHS-only treatment or for both NHS and private dental care.<\/p>

You can visit any UK dentist for treatment<\/strong>, provided they are a registered member of the General Dental Council<\/a>.<\/p>

All policies from Boots come with a three month qualification period, meaning that cover only kicks in three months after you take out the policy. That period increases to six months for oral cancer and worldwide accident cover with the private plans.<\/p>

The exception to this is accidents and emergencies. You can claim for treatment relating to incidents that occur at any time after the policy start date, as long as that treatment takes place within two weeks of the incident happening.<\/p>

Boots dental insurance plans<\/h2>

There are three levels of cover to choose from with Boots dental policies<\/strong>. The first only covers NHS treatment, then there are two plans with different levels of private cover.<\/p>

Boots Core<\/h3>

This plan will reimburse all NHS treatment costs up to a maximum of \u00a3500 per year<\/strong>. There is also a hospital stay allowance of \u00a3100 per night, plus additional cover for emergency dental care.<\/p>

On the downside, this policy doesn’t offer any allowance for oral cancer treatment costs or overseas emergency treatment.<\/p>

A policy like this only applies to adults aged 18 and over, since under-18s get free NHS treatment anyway. You can view standard NHS charges here<\/a>. The Boots Core insurance plan is designed to cover NHS dental treatment in England and Wales, which have fixed charging bands. You can still get treatment in Scotland or Northern Ireland, but the amount reimbursed will be in line with the England\/Wales NHS bands.<\/p>

Private Level 1<\/h3>
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You’re covered for emergency treatment<\/figcaption><\/figure><\/div>

Boots private dental cover lets you see any UK dentist for your treatment. If you visit an NHS dentist, you can claim 100% of the cost up to your annual limits.<\/p>

When it comes to private treatment, rather than covering a certain percentage of the costs, the policy pays out a fixed amount per treatment<\/strong>. This could work in your favour if your private dental treatment is relatively cheap, but if you have a more expensive dentist you could end up well out of pocket.<\/p>

For example, Level 1 cover pays \u00a376 for a root canal treatment in a molar tooth (limited to one treatment per year). In reality, private dentists may charge \u00a3200-\u00a3300 or more for this type of work since it is very time-consuming. With an NHS dentist the fixed charge of \u00a365.20 would be fully covered by the insurance policy.<\/p>

Your accidental injury cover extends to worldwide cover, which may give extra peace of mind if you travel a lot. You will also receive a lump sum payment towards the costs of oral cancer treatment if you have held your policy for at least six months when diagnosed.<\/p>

Private Level 2<\/h3>

The difference between Level 1 and Level 2 is that in return for a higher premium you get higher annual limits<\/strong> for routine and emergency treatment, and the individual treatment benefit amounts increase.<\/p>

For example, if you need a dental crown, under Level 1 cover you will receive \u00a3190 towards the cost whereas with Level 2 you will receive \u00a3250.<\/p>

For surgical extraction of a wisdom tooth, the benefit amounts are \u00a341 and \u00a346 for Level 1 and Level 2 cover respectively. Below is a video from another dental insurer, Bupa<\/a>, explaining what is involved with removing a wisdom tooth:<\/p>

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