{"id":7889,"date":"2019-04-25T09:26:05","date_gmt":"2019-04-25T08:26:05","guid":{"rendered":"https:\/\/www.dentaly.org\/en\/?page_id=7889"},"modified":"2025-03-21T12:16:28","modified_gmt":"2025-03-21T11:16:28","slug":"dental-financing","status":"publish","type":"page","link":"https:\/\/www.dentaly.org\/en\/dental-financing\/","title":{"rendered":"Dental Finance in the UK: Make Dental Treatment More Affordable"},"content":{"rendered":"<p><a rel=\"noreferrer noopener\" href=\"https:\/\/www.dentaly.org\/en\/\" target=\"_blank\">Dental care in the UK<\/a> isn&#8217;t cheap, especially with a private dentist, but fortunately, there are <strong>various dental financing options<\/strong> that can help make it more affordable.<\/p>    <p>If you&#8217;re wondering how you can afford the dental work you need, we&#8217;re about to explain your options for dental finance in the UK. You might be able to lower the cost of your treatment by getting <a href=\"https:\/\/www.dentaly.org\/en\/financing-dental-care\/\" target=\"_blank\" rel=\"noreferrer noopener\">dental insurance<\/a> or travelling abroad. There are also several ways to spread the cost into more manageable monthly payments.<\/p>    <p>Whether you want to get implants, braces or veneers on finance &#8211; or you need to pay for expensive restorative treatment &#8211; we hope this guide helps you make an informed decision.<\/p>   <a style=\"display: inline-block;\"                                 class=\"header_main-quote popup-open header_main-quote-btn\">Get a free quote for dental treatment abroad<\/a>    <h2 id=\"how-can-i-afford-dental-work\" class=\"wp-block-heading\">How can I afford dental work?<\/h2>    <p>Going to the dentist isn&#8217;t cheap. Why? Dentists in the UK must train for at least five years and then undergo a further one or two years of supervised practice before they can practice independently. Any kind of specialisation requires further training.<\/p>   <div class=\"wp-block-image size-medium wp-image-5082\"> <figure class=\"alignright\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-300x200.jpg\" alt=\"dental treatment finance\" class=\"wp-image-5082\" srcset=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-300x200.jpg 300w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-150x100.jpg 150w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-768x513.jpg 768w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-65x43.jpg 65w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-220x147.jpg 220w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-358x239.jpg 358w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-599x400.jpg 599w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-674x450.jpg 674w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan-763x510.jpg 763w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/02\/treatment-plan.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">Even occasional treatment can be expensive<\/figcaption><\/figure><\/div>   <p>Of course, they must also purchase all the necessary equipment, employ staff, and cover the cost of running a clinic. So if you feel ripped off after sitting in the dentist&#8217;s chair for half an hour, remember you&#8217;re paying for much more than just one person&#8217;s time.<\/p>    <p>But this is little consolation if you find yourself unable to afford the dental work you need or want. <a href=\"https:\/\/www.dentaly.org\/en\/dental-facts-statistics\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"36% of Brits (opens in a new tab)\">36% of Brits<\/a> say they have avoided visiting the dentist because of the cost, and that&#8217;s not a good situation to be in. <\/p>    <p>Below we explain briefly how the NHS system works and which treatments are unlikely to be covered by the NHS. After that, we&#8217;ll go through the <strong>different ways you can finance your dental work<\/strong> and make it more affordable.<\/p>    <h3 class=\"wp-block-heading\">What does the NHS cover?<\/h3>    <p>The NHS dental system provides <strong>medically necessary dental care<\/strong> at subsidised rates. The maximum you&#8217;ll pay for a single course of treatment is \u00a3282.80 in England, \u00a3203 in Wales and \u00a3384 in Scotland and Northern Ireland. Many treatments are cheaper than this.<\/p>    <p>Although these costs are usually much less than <a href=\"https:\/\/www.dentaly.org\/en\/dental-financing\/private-dental-charges\/\">private dental charges<\/a>, they can still be significant.&nbsp;If you need to get your teeth fixed but you have no money to pay for treatment, you might be entitled to free NHS care &#8211; <a rel=\"noopener noreferrer\" href=\"https:\/\/www.dentaly.org\/en\/nhs-dental-charges\/\" target=\"_blank\">check the eligibility details here<\/a>.&nbsp;<\/p>    \t<div class=\"form_wrapper\"> \t\t<div class=\"form_wrapper-overlay\"> \t\t<\/div> \t\t<div class=\"form_wrapper-container\"> \t\t\t<div class=\"form_wrapper-header\"> \t\t\t\t<div class=\"heading_3\">Request a quote for dental treatment abroad<\/div> \t\t\t\t<a href=\"https:\/\/dentalygo.org\/\" class=\"form_wrapper_logo\" target=\"_blank\"> \t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/themes\/generatepress-child\/img\/logo-den-go.svg\" alt=\"logo\"> \t\t\t\t<\/a> \t\t\t\t\t\t\t<\/div> \t\t\t<form enctype=\"multipart\/form-data\" class=\"dental_form\" action=\"\" method=\"post\"> \t\t\t\t<input type=\"hidden\" id=\"_wpnonce\" name=\"_wpnonce\" value=\"eecb0e944a\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/7889\" \/>\t\t\t\t<input class=\"hidden\" type=\"hidden\" name=\"form_id\" value=\"54722705-6b70-4a65-a6b6-ba0d1512f706\"> \t\t\t\t<input type=\"hidden\" name=\"spreadsheet\" value=\"1l9p4oz5xIxqNB0AVvg0Oqad3hzwqdtZ6ejfxmijoZWA\"> \t\t\t\t<input class=\"sec-data hidden\" type=\"hidden\" name=\"current_url\" value=\"https:\/\/www.dentaly.org\/en\/dental-financing\/\"> \t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"pattern\" value=\"{date};{full_name};{email};{phone};{age};{zip};{files};{message};{treatments};{treatment_country};{destination};{site_submit};{current_url};\"> \t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"aweber_list\" value=\"6180457\"> \t\t\t\t\t<input class=\"hidden\" type=\"hidden\" name=\"lang\" value=\"en\"> \t\t\t\t\t<input class=\"sec-data hidden\" type=\"hidden\" name=\"treatment_country\" value=\"United Kingdom\"> \t\t\t\t\t<input class=\"sec-data hidden\" type=\"hidden\" name=\"site_submit\" value=\"Dentaly\"> \t\t\t\t\t\t\t\t<div class=\"dental_form-tab first option\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_4\">Which treatment are you interested in?<\/div> \t\t\t\t\t\t<span>(select all that apply)<\/span> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"implants\" name=\"implant\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"implants\">Dental Implants<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"restoration\" name=\"restoration_dental\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"restoration\">Full mouth restoration (e.g. All-on-4)<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"veneers\" name=\"veneer\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"veneers\">Veneers<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"teeth\" name=\"whitening\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"teeth\">Teeth Whitening<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"crowns\" name=\"crowns_dental\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"crowns\">Crowns<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"others\" name=\"other\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"others\">Others<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<span class=\"dental_form-tab-message\">*Please select at least one option<\/span> \t\t\t\t<\/div> \t\t\t\t<input type=\"text\" name=\"treatment[]\" id=\"treatment\" hidden \/> \t\t\t\t<div class=\"dental_form-tab first country\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">What is your preferred destination?<\/div> \t\t\t\t\t\t<span>(select all that apply)<\/span> \t\t\t\t\t<\/div> \t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"turkey\" name=\"country_selected-0-input\" value=\"Turkey\"> \t\t\t\t\t\t<label for=\"turkey\">Turkey<\/label> \t\t\t\t\t\t<div class=\"dental_form-checkbox-options\"> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"izmir\" name=\"\u0441ity-0-input\" value=\"izmir\"> \t\t\t\t\t\t\t\t<label for=\"izmir\">Izmir<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"antalya\" name=\"\u0441ity-1-input\" value=\"antalya\"> \t\t\t\t\t\t\t\t<label for=\"antalya\">Antalya<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"istanbul\" name=\"\u0441ity-2-input\" value=\"istanbul\"> \t\t\t\t\t\t\t\t<label for=\"istanbul\">Istanbul<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"marmaris\" name=\"\u0441ity-3-input\" value=\"marmaris\"> \t\t\t\t\t\t\t\t<label for=\"marmaris\">Marmaris<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/span> \t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"hungary\" name=\"country_selected-1-input\" value=\"Hungary\"> \t\t\t\t\t\t<label for=\"hungary\">Hungary<\/label> \t\t\t\t\t\t<div class=\"dental_form-checkbox-options\"> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"budapest\" name=\"\u0441ity-4-input\" value=\"budapest\"> \t\t\t\t\t\t\t\t<label for=\"budapest\">Budapest<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/span> \t\t\t\t\t<span class=\"dental_form-city-message\">*Choose from 1 to 3 cities<\/span> \t\t\t\t\t<span class=\"dental_form-tab-message\">*Please select at least one option<\/span> \t\t\t\t\t<input type=\"text\" name=\"destination[]\" id=\"destination\" hidden \/> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-tab second\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">Please tell us about yourself<\/div> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"name\">Full Name<\/label> \t\t\t\t\t\t<input class=\"required sec-data validation\" type=\"text\" id=\"name\" name=\"firstname\" value=\"\" required> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"email\">Email<\/label> \t\t\t\t\t\t<input class=\"required email sec-data validation\" type=\"text\" id=\"email\" name=\"email\" value=\"\" required> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data validation-phone\"> \t\t\t\t\t\t<label for=\"phone_number\">Phone Number<\/label> \t\t\t\t\t\t<input class=\"required sec-data phone validation\" type=\"text\" id=\"phone_number\" name=\"phone\" value=\"\" required> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"age\">Age<\/label> \t\t\t\t\t\t<input id=\"age\" type=\"number\" name=\"age\" class=\"sec-data\" pattern=\"[0-9]+\" value=\"\"> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"post\">Postal Code<\/label> \t\t\t\t\t\t<input class=\"sec-data\" type=\"text\" id=\"post\" name=\"postal_code\" value=\"\"> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox share\"> \t\t\t\t\t\t<input type=\"checkbox\" class=\"required sec-data\" id=\"terms\" name=\"terms\" value=\"Yes\" checked> \t\t\t\t\t\t<label class=\"terms\" for=\"terms\">I agree to Dentaly Go\u2019s <a href=\"https:\/\/dentalygo.org\/terms-conditions\/\" target=\"_blank\"> Terms and \t\t\t\t\t\t\t\tConditions<\/a><\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox share\"> \t\t\t\t\t\t<input type=\"checkbox\" class=\"sec-data\" id=\"share\" name=\"share\" value=\"Yes\" checked> \t\t\t\t\t\t<label class=\"required\" for=\"share\" name=\"share\">By sharing this information I agree to be contacted by \t\t\t\t\t\t\tDentaly Go and their partner \t\t\t\t\t\t\tclinics<\/label> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-tab\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">Please tell us more about the treatment you need<\/div> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data message\"> \t\t\t\t\t\t<label for=\"message\">Your message:<\/label> \t\t\t\t\t\t<textarea class=\"sec-data\" name=\"message\" id=\"message\" cols=\"35\" wrap=\"soft\"><\/textarea> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-tab uploads\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">Please tell us more about the treatment you need<\/div> \t\t\t\t\t\t<p class=\"dentist_caption\">For a more precise quotation, please provide any dental x-rays and medical \t\t\t\t\t\t\trecords \t\t\t\t\t\t\tyou have available. You \t\t\t\t\t\t\tcan upload up to 3 files or photos.<\/p> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-uploads\"> \t\t\t\t\t\t<div class=\"dentist_caption\">File Uploads<\/div> \t\t\t\t\t\t<div class=\"dental_form-uploads-item\"> \t\t\t\t\t\t\t<label class=\"dental_form-upload-btn\"> \t\t\t\t\t\t\t\t<input type=\"file\" id=\"file-1\" name=\"teeth1\" class=\"dental_form-real-file\" hidden=\"hidden\" accept=\"image\/png, image\/jpeg, application\/pdf\"> \t\t\t\t\t\t\t\tUpload a file \t\t\t\t\t\t\t<\/label> \t\t\t\t\t\t\t<span class=\"dental_form-upload-name\">No file chosen, yet.<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t\t<div class=\"dental_form-uploads-item\"> \t\t\t\t\t\t\t<label class=\"dental_form-upload-btn\"> \t\t\t\t\t\t\t\t<input type=\"file\" id=\"file-2\" name=\"teethtwo\" class=\"dental_form-real-file\" hidden=\"hidden\" accept=\"image\/png, image\/jpeg, application\/pdf\"> \t\t\t\t\t\t\t\tUpload a file \t\t\t\t\t\t\t<\/label> \t\t\t\t\t\t\t<span class=\"dental_form-upload-name\">No file chosen, yet.<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t\t<div class=\"dental_form-uploads-item\"> \t\t\t\t\t\t\t<label class=\"dental_form-upload-btn\"> \t\t\t\t\t\t\t\t<input type=\"file\" id=\"file-3\" name=\"teeth3\" class=\"dental_form-real-file\" hidden=\"hidden\" accept=\"image\/png, image\/jpeg, application\/pdf\"> \t\t\t\t\t\t\t\tUpload a file \t\t\t\t\t\t\t<\/label> \t\t\t\t\t\t\t<span class=\"dental_form-upload-name\">No file chosen, yet.<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-control\"> \t\t\t\t\t<button class=\"dentist-learn-more prevBtn\" type=\"button\" id=\"prevBtn\">Previous<\/button> \t\t\t\t\t<button class=\"dentist-learn-more disabled\" disabled=\"disabled\" type=\"button\" id=\"nextBtn\">Next \t\t\t\t\t<\/button> \t\t\t\t\t<button class=\"dentist-learn-more none\" type=\"submit\" id=\"submit-form\">Submit<\/button> \t\t\t\t\t<input type=\"hidden\" name=\"action\" value=\"dentalygo_hs_upload_files\"> \t\t\t\t<\/div> \t\t\t<\/form> \t\t\t<div class=\"form_wrapper-successful\"> \t\t\t\t<div class=\"form_wrapper-success-heading heading_3\"> \t\t\t\t\tThank You \t\t\t\t<\/div> \t\t\t\t<div class=\"form_wrapper-success-caption\"> \t\t\t\t\tThank you for trusting <a href=\"https:\/\/dentalygo.org\/\" target=\"_blank\">Dentaly Go<\/a> to help you \t\t\t\t<\/div> \t\t\t\t<p class=\"form_wrapper-success-caption\"> \t\t\t\t\tWe look forward to being able to help you save <strong>up to 70%<\/strong> on the dental care you need! \t\t\t\t<\/p> \t\t\t<\/div> \t\t<\/div> \t<\/div>     <p>The need for dental financing usually arises when either you can&#8217;t find an NHS dentist or the work you want isn&#8217;t <a href=\"https:\/\/www.nhs.uk\/using-the-nhs\/nhs-services\/dentists\/whats-available-on-the-nhs\/\" target=\"_blank\" rel=\"noopener noreferrer\">covered by the NHS<\/a>. Here are some notable (and expensive) exclusions which may have you searching for your dental financing options for private treatment:<\/p>    <h3 class=\"wp-block-heading\">Veneers on finance<\/h3>   <div class=\"wp-block-image size-medium wp-image-3514\"> <figure class=\"alignright\"><img decoding=\"async\" width=\"300\" height=\"100\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers-300x100.jpg\" alt=\"get veneers on finance\" class=\"wp-image-3514\" srcset=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers-300x100.jpg 300w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers-150x50.jpg 150w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers-65x22.jpg 65w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers-220x73.jpg 220w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers-250x83.jpg 250w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers-358x119.jpg 358w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/veneers.jpg 450w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">Cosmetic veneers may require finance<\/figcaption><\/figure><\/div>   <p><a href=\"https:\/\/www.dentaly.org\/en\/complete-guide-to-veneers\/\" target=\"_blank\" rel=\"noopener noreferrer\">Veneers<\/a>, being a completely cosmetic treatment, are almost never provided by the NHS. If you want to get veneers to improve the appearance of your smile, you&#8217;ll need to pay for private treatment.<\/p>    <p>Veneers can cost anywhere from \u00a3100 to \u00a31,000 each, depending on the type, with porcelain veneers being the most expensive.&nbsp;If you want to fix several teeth or a whole jaw, you might need to <strong>get your veneers on finance<\/strong>.<\/p>    <p>Insurance rarely covers cosmetic veneers, but you might consider getting treatment abroad at a clinic that specialises in cosmetic treatments for overseas patients.<\/p>    <h3 class=\"wp-block-heading\">Braces on finance<\/h3>   <div class=\"wp-block-image size-medium wp-image-3991\"> <figure class=\"alignright\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-300x200.jpg\" alt=\"braces on finance\" class=\"wp-image-3991\" srcset=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-300x200.jpg 300w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-150x100.jpg 150w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-768x512.jpg 768w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-65x43.jpg 65w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-220x147.jpg 220w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-358x239.jpg 358w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-600x400.jpg 600w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-675x450.jpg 675w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015-765x510.jpg 765w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2017\/08\/Depositphotos_144800889_m-2015.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">Braces for adults can be expensive<\/figcaption><\/figure><\/div>   <p>The NHS provides free braces for children who need them, but if you want <a rel=\"noopener noreferrer\" href=\"https:\/\/www.dentaly.org\/en\/braces-for-adults\/\" target=\"_blank\">braces as an adult<\/a> you&#8217;ll probably need to fund your own treatment. On the upside, this opens up your choices for better aesthetics, for example with Invisalign, clear braces or lingual braces. On the downside, it means you&#8217;ll be paying thousands of pounds for your treatment.<\/p>    <p>Plenty of dentists offer <strong>orthodontic financing<\/strong> to help spread the cost, for example with &#8216;pay monthly braces&#8217; programs. You may also find insurance policies that make some contribution towards orthodontic work.<\/p>    <p>If you only need mild cosmetic teeth straightening then you may be able to save money with at-home clear aligners, a type of <a href=\"https:\/\/www.dentaly.org\/en\/braces-for-adults\/removable-braces\/\" target=\"_blank\" rel=\"noreferrer noopener\">removable braces<\/a>. These allow you to complete your treatment without the expense and inconvenience of visiting a dentist, and most companies offer monthly payment plans.<\/p>    <h3 class=\"wp-block-heading\">Dental implant financing<\/h3>   <div class=\"wp-block-image\"> <figure class=\"alignright size-large\"><img decoding=\"async\" width=\"300\" height=\"220\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2020\/12\/dental-implant-placement-image.svg\" alt=\"dental implants finance\" class=\"wp-image-18785\" \/><figcaption class=\"wp-element-caption\">Do you need dental implant financing?<\/figcaption><\/figure><\/div>   <p>By far the most expensive type of routine dental work is implants. With a price tag averaging \u00a32,000 for a single implant in the UK, and some clinics charging much more, it&#8217;s not surprising that many people need to explore <strong>dental implant finance options<\/strong>.<\/p>    <p>It is possible to get <a rel=\"noreferrer noopener\" href=\"https:\/\/www.dentaly.org\/en\/teeth-implants-cost\/dental-implants-nhs\/\" target=\"_blank\">dental implants on the NHS<\/a>, but there is very limited funding for these and strict eligibility criteria.<\/p>    <p>Some insurance policies make an allowance for implants, but this probably won&#8217;t cover the full cost. You might choose to travel overseas for cheaper implants or get more affordable dentures while you save up for your treatment. A dental loan or payment plan, especially when combined with one of these other options, can make implants much more attainable.<\/p>    <p>It may also be possible to get <a rel=\"noreferrer noopener\" href=\"https:\/\/www.dentaly.org\/en\/teeth-implants-cost\/free-dental-implants\/\" target=\"_blank\">free implant treatment<\/a> at a dental school or as part of a clinical trial, but these opportunities are few and few between.<\/p>   <a style=\"display: inline-block;\"                                 class=\"header_main-quote popup-open header_main-quote-btn\">Get a free quote for dental treatment abroad<\/a>    <h2 id=\"dental-insurance\" class=\"wp-block-heading\">Dental insurance<\/h2>   <div class=\"wp-block-image size-full wp-image-3213\"> <figure class=\"alignright\"><img decoding=\"async\" width=\"279\" height=\"180\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/consultation.jpg\" alt=\"dental finance uk\" class=\"wp-image-3213\" srcset=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/consultation.jpg 279w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/consultation-150x97.jpg 150w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/consultation-65x42.jpg 65w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/consultation-220x142.jpg 220w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2014\/06\/consultation-155x100.jpg 155w\" sizes=\"(max-width: 279px) 100vw, 279px\" \/><figcaption class=\"wp-element-caption\">Do you need dental financing for your treatment?<\/figcaption><\/figure><\/div>   <p>Many Brits don&#8217;t realise the benefits of dental insurance because they assume the NHS will cover them for any dental treatment they need. But, as we&#8217;ve already mentioned, NHS dental care has its limitations and finding a dentist when you need one can be frustrating.&nbsp;<\/p>    <p>Dental insurance can <strong>help with the cost of dental work<\/strong> by giving you a way to pay your expenses (or at least a portion of them) in predictable monthly or annual payments. All policies have annual limits though, so don&#8217;t expect your insurance to cover all your costs every time you see the dentist, especially if you have poor oral health and often need dental work.<\/p>    <p>In addition, you can get benefits such as:<\/p>    <ul class=\"wp-block-list\"> <li>Emergency treatment cover<\/li>    <li>Worldwide accident cover<\/li>    <li>Oral cancer cover<\/li>    <li>Hospital stay allowance<\/li> <\/ul>   <div class=\"wp-block-image size-medium wp-image-7350\"> <figure class=\"alignright\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/02\/Depositphotos_202353016_m-2015-300x200.jpg\" alt=\"dental finance options uk\" class=\"wp-image-7350\" srcset=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/02\/Depositphotos_202353016_m-2015-300x200.jpg 300w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/02\/Depositphotos_202353016_m-2015-768x513.jpg 768w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/02\/Depositphotos_202353016_m-2015.jpg 999w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">There is a lot to consider when you take out insurance<\/figcaption><\/figure><\/div>   <p>It can be reassuring to know you have some financial protection in place should you find yourself in one of these situations.<\/p>    <p>When choosing a policy, you&#8217;ll need to decide between an NHS-only policy and one which also covers private dentistry.<\/p>    <h3 class=\"wp-block-heading\">NHS-only cover<\/h3>    <p>If you are happy seeing an NHS dentist, you can take out an NHS-only insurance policy which covers the cost of checkups and certain treatments. With some policies costing as little as \u00a36 per month, this can be a convenient way to spread the cost of your dental care so that when you do need treatment, your out-of-pocket costs aren&#8217;t so high.<\/p>    <h3 class=\"wp-block-heading\">Private cover<\/h3>    <p>If you prefer the flexibility of seeing any dentist you choose, you&#8217;ll need a private insurance plan. These come with higher premiums and typically cover between 50% and 80% of the cost of most treatments (excluding purely cosmetic work).<\/p>    <p>One benefit of seeing a private dentist is you&#8217;ll have a choice of materials for things like fillings and crowns. Whereas an NHS dentist may only offer a metal filling or crown, with a private dentist you&#8217;ll be able to get a white filling or porcelain crown and still claim for it on your insurance (up to your policy limits).<\/p>    <p>Some providers offer dental implant cover for an additional monthly premium. This is worth considering if you think you&#8217;ll need to finance teeth implants in the near future.<\/p>    <h3 class=\"wp-block-heading\">Considerations<\/h3>    <p>All dental insurance policies apply <strong>waiting periods<\/strong> to at least some types of treatment. If you already need urgent dental care, it&#8217;s no good taking out a new insurance policy with a 3 month waiting period. Also, be aware that there are usually exclusions for pre-existing conditions and dental problems.<\/p>    <p>Insurance might not save you a lot of money on your dental care in the long run, and you may still need to look at dental financing for implants and other bigger treatments. However, it will make payments more manageable and offer some protection in emergency situations.<\/p>    <p>Read more about the different options and things to consider in our full guide to <a rel=\"noopener noreferrer\" href=\"https:\/\/www.dentaly.org\/en\/dental-insurance-guide\/\" target=\"_blank\">dental insurance in the UK<\/a>.<\/p>    <h2 id=\"dental-tourism\" class=\"wp-block-heading\">Dental tourism<\/h2>   <div class=\"wp-block-image size-medium wp-image-5425\"> <figure class=\"alignright\"><img decoding=\"async\" width=\"300\" height=\"212\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-300x212.jpg\" alt=\"low cost dentistry\" class=\"wp-image-5425\" srcset=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-300x212.jpg 300w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-150x106.jpg 150w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-768x541.jpg 768w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-65x46.jpg 65w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-220x155.jpg 220w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-142x100.jpg 142w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-358x252.jpg 358w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-567x400.jpg 567w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-638x450.jpg 638w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015-723x510.jpg 723w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2018\/04\/Depositphotos_27153371_m-2015.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">Going overseas can make dental work much more affordable<\/figcaption><\/figure><\/div>   <p>One way to save significantly on expensive treatments like implants, veneers and crowns is to <strong>travel overseas to a country where dentistry is cheaper<\/strong>. You may be wary of this idea at first, but countries like Hungary, Poland and Spain have well-developed dental tourism industries with world-class dental facilities offering prices 50-70% lower than in the UK.&nbsp;<\/p>    <p>Even if you just need a single implant, the combined cost of your flights, accommodation and treatment could be hundreds of pounds less than if you get the work in the UK. The more treatment you need, the greater the potential savings. And you could venture to somewhere like Thailand or Turkey and enjoy an exotic holiday while you&#8217;re there.<\/p>    <p>Of course, you shouldn&#8217;t just jump on a plane and visit the first clinic that offers you a good deal. It&#8217;s important to carefully research your choices before getting affordable dental work overseas. To discover more about the best countries to visit and things to consider before you book, read our <a rel=\"noopener noreferrer\" href=\"https:\/\/www.dentaly.org\/en\/dental-implants-abroad\/\" target=\"_blank\">dental tourism guide<\/a> or consider using a dental tourism service like <a rel=\"noreferrer noopener\" href=\"https:\/\/dentalygo.co.uk\/?utm_source=dentaly&amp;utm_campaign=dentalfinance\" target=\"_blank\">Dentaly Go<\/a>. <\/p>    <p>Getting third-party assistance with choosing a clinic can take a lot of the risk and worry out of the process. It&#8217;s free to request a quote, and you&#8217;ll only be referred to clinics that meet stringent quality standards.<\/p>    \t<div class=\"form_wrapper\"> \t\t<div class=\"form_wrapper-overlay\"> \t\t<\/div> \t\t<div class=\"form_wrapper-container\"> \t\t\t<div class=\"form_wrapper-header\"> \t\t\t\t<div class=\"heading_3\">Request a quote for dental treatment abroad<\/div> \t\t\t\t<a href=\"https:\/\/dentalygo.org\/\" class=\"form_wrapper_logo\" target=\"_blank\"> \t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/themes\/generatepress-child\/img\/logo-den-go.svg\" alt=\"logo\"> \t\t\t\t<\/a> \t\t\t\t\t\t\t<\/div> \t\t\t<form enctype=\"multipart\/form-data\" class=\"dental_form\" action=\"\" method=\"post\"> \t\t\t\t<input type=\"hidden\" id=\"_wpnonce\" name=\"_wpnonce\" value=\"eecb0e944a\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/7889\" \/>\t\t\t\t<input class=\"hidden\" type=\"hidden\" name=\"form_id\" value=\"54722705-6b70-4a65-a6b6-ba0d1512f706\"> \t\t\t\t<input type=\"hidden\" name=\"spreadsheet\" value=\"1l9p4oz5xIxqNB0AVvg0Oqad3hzwqdtZ6ejfxmijoZWA\"> \t\t\t\t<input class=\"sec-data hidden\" type=\"hidden\" name=\"current_url\" value=\"https:\/\/www.dentaly.org\/en\/dental-financing\/\"> \t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"pattern\" value=\"{date};{full_name};{email};{phone};{age};{zip};{files};{message};{treatments};{treatment_country};{destination};{site_submit};{current_url};\"> \t\t\t\t\t\t\t\t\t<input type=\"hidden\" name=\"aweber_list\" value=\"6180457\"> \t\t\t\t\t<input class=\"hidden\" type=\"hidden\" name=\"lang\" value=\"en\"> \t\t\t\t\t<input class=\"sec-data hidden\" type=\"hidden\" name=\"treatment_country\" value=\"United Kingdom\"> \t\t\t\t\t<input class=\"sec-data hidden\" type=\"hidden\" name=\"site_submit\" value=\"Dentaly\"> \t\t\t\t\t\t\t\t<div class=\"dental_form-tab first option\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_4\">Which treatment are you interested in?<\/div> \t\t\t\t\t\t<span>(select all that apply)<\/span> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"implants\" name=\"implant\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"implants\">Dental Implants<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"restoration\" name=\"restoration_dental\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"restoration\">Full mouth restoration (e.g. All-on-4)<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"veneers\" name=\"veneer\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"veneers\">Veneers<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"teeth\" name=\"whitening\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"teeth\">Teeth Whitening<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"crowns\" name=\"crowns_dental\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"crowns\">Crowns<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"others\" name=\"other\" value=\"Yes\"> \t\t\t\t\t\t<label for=\"others\">Others<\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<span class=\"dental_form-tab-message\">*Please select at least one option<\/span> \t\t\t\t<\/div> \t\t\t\t<input type=\"text\" name=\"treatment[]\" id=\"treatment\" hidden \/> \t\t\t\t<div class=\"dental_form-tab first country\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">What is your preferred destination?<\/div> \t\t\t\t\t\t<span>(select all that apply)<\/span> \t\t\t\t\t<\/div> \t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"turkey\" name=\"country_selected-0-input\" value=\"Turkey\"> \t\t\t\t\t\t<label for=\"turkey\">Turkey<\/label> \t\t\t\t\t\t<div class=\"dental_form-checkbox-options\"> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"izmir\" name=\"\u0441ity-0-input\" value=\"izmir\"> \t\t\t\t\t\t\t\t<label for=\"izmir\">Izmir<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"antalya\" name=\"\u0441ity-1-input\" value=\"antalya\"> \t\t\t\t\t\t\t\t<label for=\"antalya\">Antalya<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"istanbul\" name=\"\u0441ity-2-input\" value=\"istanbul\"> \t\t\t\t\t\t\t\t<label for=\"istanbul\">Istanbul<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"marmaris\" name=\"\u0441ity-3-input\" value=\"marmaris\"> \t\t\t\t\t\t\t\t<label for=\"marmaris\">Marmaris<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/span> \t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t<input type=\"checkbox\" id=\"hungary\" name=\"country_selected-1-input\" value=\"Hungary\"> \t\t\t\t\t\t<label for=\"hungary\">Hungary<\/label> \t\t\t\t\t\t<div class=\"dental_form-checkbox-options\"> \t\t\t\t\t\t\t<span class=\"dental_form-checkbox\"> \t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"budapest\" name=\"\u0441ity-4-input\" value=\"budapest\"> \t\t\t\t\t\t\t\t<label for=\"budapest\">Budapest<\/label> \t\t\t\t\t\t\t<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/span> \t\t\t\t\t<span class=\"dental_form-city-message\">*Choose from 1 to 3 cities<\/span> \t\t\t\t\t<span class=\"dental_form-tab-message\">*Please select at least one option<\/span> \t\t\t\t\t<input type=\"text\" name=\"destination[]\" id=\"destination\" hidden \/> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-tab second\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">Please tell us about yourself<\/div> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"name\">Full Name<\/label> \t\t\t\t\t\t<input class=\"required sec-data validation\" type=\"text\" id=\"name\" name=\"firstname\" value=\"\" required> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"email\">Email<\/label> \t\t\t\t\t\t<input class=\"required email sec-data validation\" type=\"text\" id=\"email\" name=\"email\" value=\"\" required> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data validation-phone\"> \t\t\t\t\t\t<label for=\"phone_number\">Phone Number<\/label> \t\t\t\t\t\t<input class=\"required sec-data phone validation\" type=\"text\" id=\"phone_number\" name=\"phone\" value=\"\" required> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"age\">Age<\/label> \t\t\t\t\t\t<input id=\"age\" type=\"number\" name=\"age\" class=\"sec-data\" pattern=\"[0-9]+\" value=\"\"> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data\"> \t\t\t\t\t\t<label for=\"post\">Postal Code<\/label> \t\t\t\t\t\t<input class=\"sec-data\" type=\"text\" id=\"post\" name=\"postal_code\" value=\"\"> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox share\"> \t\t\t\t\t\t<input type=\"checkbox\" class=\"required sec-data\" id=\"terms\" name=\"terms\" value=\"Yes\" checked> \t\t\t\t\t\t<label class=\"terms\" for=\"terms\">I agree to Dentaly Go\u2019s <a href=\"https:\/\/dentalygo.org\/terms-conditions\/\" target=\"_blank\"> Terms and \t\t\t\t\t\t\t\tConditions<\/a><\/label> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-checkbox share\"> \t\t\t\t\t\t<input type=\"checkbox\" class=\"sec-data\" id=\"share\" name=\"share\" value=\"Yes\" checked> \t\t\t\t\t\t<label class=\"required\" for=\"share\" name=\"share\">By sharing this information I agree to be contacted by \t\t\t\t\t\t\tDentaly Go and their partner \t\t\t\t\t\t\tclinics<\/label> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-tab\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">Please tell us more about the treatment you need<\/div> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-data message\"> \t\t\t\t\t\t<label for=\"message\">Your message:<\/label> \t\t\t\t\t\t<textarea class=\"sec-data\" name=\"message\" id=\"message\" cols=\"35\" wrap=\"soft\"><\/textarea> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-tab uploads\"> \t\t\t\t\t<div class=\"dental_form-header\"> \t\t\t\t\t\t<div class=\"heading_3\">Please tell us more about the treatment you need<\/div> \t\t\t\t\t\t<p class=\"dentist_caption\">For a more precise quotation, please provide any dental x-rays and medical \t\t\t\t\t\t\trecords \t\t\t\t\t\t\tyou have available. You \t\t\t\t\t\t\tcan upload up to 3 files or photos.<\/p> \t\t\t\t\t<\/div> \t\t\t\t\t<div class=\"dental_form-uploads\"> \t\t\t\t\t\t<div class=\"dentist_caption\">File Uploads<\/div> \t\t\t\t\t\t<div class=\"dental_form-uploads-item\"> \t\t\t\t\t\t\t<label class=\"dental_form-upload-btn\"> \t\t\t\t\t\t\t\t<input type=\"file\" id=\"file-1\" name=\"teeth1\" class=\"dental_form-real-file\" hidden=\"hidden\" accept=\"image\/png, image\/jpeg, application\/pdf\"> \t\t\t\t\t\t\t\tUpload a file \t\t\t\t\t\t\t<\/label> \t\t\t\t\t\t\t<span class=\"dental_form-upload-name\">No file chosen, yet.<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t\t<div class=\"dental_form-uploads-item\"> \t\t\t\t\t\t\t<label class=\"dental_form-upload-btn\"> \t\t\t\t\t\t\t\t<input type=\"file\" id=\"file-2\" name=\"teethtwo\" class=\"dental_form-real-file\" hidden=\"hidden\" accept=\"image\/png, image\/jpeg, application\/pdf\"> \t\t\t\t\t\t\t\tUpload a file \t\t\t\t\t\t\t<\/label> \t\t\t\t\t\t\t<span class=\"dental_form-upload-name\">No file chosen, yet.<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t\t<div class=\"dental_form-uploads-item\"> \t\t\t\t\t\t\t<label class=\"dental_form-upload-btn\"> \t\t\t\t\t\t\t\t<input type=\"file\" id=\"file-3\" name=\"teeth3\" class=\"dental_form-real-file\" hidden=\"hidden\" accept=\"image\/png, image\/jpeg, application\/pdf\"> \t\t\t\t\t\t\t\tUpload a file \t\t\t\t\t\t\t<\/label> \t\t\t\t\t\t\t<span class=\"dental_form-upload-name\">No file chosen, yet.<\/span> \t\t\t\t\t\t<\/div> \t\t\t\t\t<\/div> \t\t\t\t<\/div> \t\t\t\t<div class=\"dental_form-control\"> \t\t\t\t\t<button class=\"dentist-learn-more prevBtn\" type=\"button\" id=\"prevBtn\">Previous<\/button> \t\t\t\t\t<button class=\"dentist-learn-more disabled\" disabled=\"disabled\" type=\"button\" id=\"nextBtn\">Next \t\t\t\t\t<\/button> \t\t\t\t\t<button class=\"dentist-learn-more none\" type=\"submit\" id=\"submit-form\">Submit<\/button> \t\t\t\t\t<input type=\"hidden\" name=\"action\" value=\"dentalygo_hs_upload_files\"> \t\t\t\t<\/div> \t\t\t<\/form> \t\t\t<div class=\"form_wrapper-successful\"> \t\t\t\t<div class=\"form_wrapper-success-heading heading_3\"> \t\t\t\t\tThank You \t\t\t\t<\/div> \t\t\t\t<div class=\"form_wrapper-success-caption\"> \t\t\t\t\tThank you for trusting <a href=\"https:\/\/dentalygo.org\/\" target=\"_blank\">Dentaly Go<\/a> to help you \t\t\t\t<\/div> \t\t\t\t<p class=\"form_wrapper-success-caption\"> \t\t\t\t\tWe look forward to being able to help you save <strong>up to 70%<\/strong> on the dental care you need! \t\t\t\t<\/p> \t\t\t<\/div> \t\t<\/div> \t<\/div>     <p>Combined with dental financing from a loan or credit card, this option could enable you to get your dental treatment much sooner than you thought possible.<\/p>    <h2 id=\"dental-payment-plans\" class=\"wp-block-heading\">Dental payment plans<\/h2>    <p>Many dental clinics offer their patients the option to pay for their treatment in instalments with a payment plan. This type of dental financing involves paying a certain amount up-front and then splitting the remainder into smaller monthly instalments.<\/p>    <p>Payment plans can be used to finance dental implants or other expensive prosthetic treatments. You might also consider this option if you need several fillings or root canals and can&#8217;t afford the full cost up-front.<\/p>    <h3 class=\"wp-block-heading\">Choosing a provider<\/h3>    <p>There are many companies that offer dental finance in the UK. In most cases, dentists have an agreement in place with one particular provider. You&#8217;ll find that each provider has different terms and conditions, and some may have special offers like 0% interest or no sign-up fee.<\/p>    <p>Before taking out a payment plan with your dentist, be sure you understand:<\/p>    <ul class=\"wp-block-list\"> <li><strong>Interest rates:<\/strong> How much interest will you be charged in total?<\/li>    <li><strong>Admin fees:<\/strong> Is there a charge to apply or sign up for the plan?<\/li>    <li><strong>Early\/late repayment fees:<\/strong> Do any charges apply if you&#8217;re late with a repayment or you want to pay off the finance sooner than planned?<\/li>    <li><strong>Credit checks:<\/strong> Does the company run a credit check when you apply? If yes, are you likely to meet their criteria?<\/li> <\/ul>    <p>You can read more about all of these considerations and the <a rel=\"noopener noreferrer\" href=\"https:\/\/www.dentaly.org\/en\/dental-payment-plans\/\" target=\"_blank\">different types of dental payment plan<\/a> in our separate guide.<\/p>    <p>If you&#8217;re not happy with the terms of the provider your dentist uses, you could look at other clinics in your area and see which providers they use. There are also some companies that offer dental financing that can be used at any dental clinic.<\/p>    <p>Alternatively, a personal loan or credit card lets you finance your dental treatment without restricting your choice of dentist.<\/p>    <h2 id=\"a-dental-loan-or-credit-card\" class=\"wp-block-heading\">A dental loan or credit card<\/h2>   <div class=\"wp-block-image size-medium wp-image-7899\"> <figure class=\"alignright\"><img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/04\/Dental-credit-card-300x200.jpg\" alt=\"dental finance uk\" class=\"wp-image-7899\" srcset=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/04\/Dental-credit-card-300x200.jpg 300w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/04\/Dental-credit-card-768x512.jpg 768w, https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/04\/Dental-credit-card.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption class=\"wp-element-caption\">A credit card is one way to finance your dental work<\/figcaption><\/figure><\/div>   <p>The final option to consider for dental financing is a loan or credit card. You apply for these just as you would with any other big purchase, like a car or a new kitchen.<\/p>    <p>You&#8217;ll need to research different lenders to find a loan or credit card that suits your financial situation.&nbsp;<\/p>    <p>Paying for dental work with a credit card gives you the flexibility to make repayments as and when it suits you. However, credit card interest rates can be very high and if you only repay the minimum amount each month it will end up costing you an awful lot. Some cards have an introductory 0% interest rate, which is a good option if you&#8217;re confident you can repay the full amount before the special offer ends.<\/p>    <p>With a dental loan, you borrow the money from a lender and use it to pay your dentist in full. You might get a small discount for paying in cash up-front; it&#8217;s worth asking.&nbsp;<\/p>    <p>Interest rates on loans vary considerably depending on the amount you borrow, how long for, and what your credit rating is like. A personal loan may or may not be more cost-effective than a payment plan, so take the time to compare your financing options.<\/p>    <p>Our separate article on <a href=\"https:\/\/www.dentaly.org\/en\/dental-financing\/dental-loans\/\" target=\"_blank\" rel=\"noopener noreferrer\">dental loans and credit cards<\/a> explains more about these options and how to find a good deal for your dental finance in the UK.<\/p>    <h2 id=\"summary-of-dental-finance-options\" class=\"wp-block-heading\">Summary of dental finance options<\/h2>    <p>When you need to make dental work more affordable, there are two main ways to go about it.&nbsp;<\/p>    <p>First, you can <strong>reduce your costs<\/strong> with a good dental insurance policy or by getting dental work overseas.<\/p>    <p>Second, you can take out a payment plan or dental loan, or pay with a credit card, to break the treatment cost down into smaller repayments. Then, you <strong>pay monthly for your dental work<\/strong> after having it done.<\/p>    <p>You may even be able to combine these two strategies, especially if you want to finance more expensive treatments like veneers and dental implants.<\/p>    <h2 id=\"faqs\" class=\"wp-block-heading\">FAQs<\/h2>    <h3 class=\"wp-block-heading\">Can I get dental finance with no credit check in the UK?<\/h3>    <p>Yes, there are certainly options available if you don&#8217;t want to have a credit check. Speak to a few dentists near you to see what type of finance they offer and what the application process involves.<\/p>    <h3 class=\"wp-block-heading\">Where can I get dental implant financing?<\/h3>    <p>Most implant dentists have some financing options available. If you don&#8217;t want to arrange finance through your dentist you can also look at a personal loan or use a credit card to pay for implants.<\/p>    <h3 class=\"wp-block-heading\">Can I get dental implant financing with bad credit in the UK?<\/h3>    <p>Yes, even if you have bad credit there are ways you can finance teeth implants. It&#8217;s best to check with your dentist, or others in your area, since financing is usually arranged directly through them.<\/p>    <h3 class=\"wp-block-heading\">How do I find a pay-monthly dentist?<\/h3>    <p>Most dental practices offer some kind of dental financing for patients who can&#8217;t pay for their treatment in full up-front. Call around some local dentists to enquire about their payment options. <\/p>    <p><\/p> <div class=\"socials_share\"><ul class=\"share-buttons\">     <li class=\"share_item share_item-facebook\">         <a class=\"share_link share-facebook\"            href=\"https:\/\/www.facebook.com\/sharer?u=https:\/\/www.dentaly.org\/en\/dental-financing\/&amp;t=Dental+Finance+in+the+UK%3A+Make+Dental+Treatment+More+Affordable\"            target=\"_blank\"            rel=\"noopener noreferrer nofollow\"            title=\"Share to Facebook\"            onclick=\"window.open(this.href,'facebook-share','width=580,height=296');return false;\">             <svg width=\"30\" height=\"31\" viewbox=\"0 0 30 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">                 <rect y=\"0.194702\" width=\"30\" height=\"30\" rx=\"2\" fill=\"#4267B2\"\/>                 <path d=\"M13.0479 23.4202C12.9455 23.4202 12.6409 23.4197 12.432 23.2037C12.2626 23.029 12.243 22.8015 12.243 22.6458C12.2523 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15.3983C15.2832 16.6731 17.3802 16.6658 18.6793 15.3821L22.2659 11.8382C23.5651 10.5545 23.5723 8.48268 22.2821 7.20792C20.9918 5.93316 18.8949 5.94039 17.5958 7.22408L14.7688 10.0511\"                       stroke=\"white\" stroke-width=\"2\" stroke-miterlimit=\"10\"\/>             <\/svg>         <\/a>     <\/li> <\/ul>  <script>\n    document.addEventListener(\"DOMContentLoaded\", function(event) {\n        var tempInput = jQuery('<input type=\"text\">');\n        var curUrl = jQuery(location).attr('href');\n        var shareButton = jQuery('.share-copy-link');\n        shareButton.on('click', function (e) {\n            e.preventDefault();\n            if (navigator.share) {\n                navigator.share({\n                    title: 'Dentaly.org | Your Oral Healthcare Portal',\n                    url: curUrl\n                }).then(() => {\n                    console.log('Thanks for sharing!');\n                }).catch(console.error);\n            } else {\n                jQuery('body').append(tempInput);\n                tempInput.val(curUrl).select();\n                document.execCommand('copy');\n                tempInput.remove();\n                jQuery(this).attr('data-state', 'Link is copied').addClass('copied');\n                setTimeout(function () {\n                    jQuery('.share-copy-link').removeClass('copied');\n                }, 8000);\n            }\n        });\n    });\n<\/script>  <\/div><!--copyscapeskip--><div class=\"medical-references\"><div class=\"medical-references__heading\"><span>Sources<\/span><\/div><div class=\"medical-references__list\"><p><strong>NHS:\u00a0<\/strong><a href=\"https:\/\/www.nhs.uk\/using-the-nhs\/help-with-health-costs\/get-help-with-dental-costs\/\" target=\"_blank\" rel=\"noopener\">Get help with dental costs<\/a>.\u00a0Consulted 22nd April 2019.<\/p> <p><strong>NHS:\u00a0<\/strong><a href=\"https:\/\/www.nhs.uk\/using-the-nhs\/nhs-services\/dentists\/whats-available-on-the-nhs\/\" target=\"_blank\" rel=\"noopener\">What&#8217;s available on the NHS?<\/a>\u00a0Consulted 22nd April 2019.<\/p> <\/div><\/div><!--\/copyscapeskip-->","protected":false},"excerpt":{"rendered":"<p>Dental care in the UK isn&#8217;t cheap, especially with a private dentist, but fortunately, there are various dental financing options that can help make it more affordable. If you&#8217;re wondering how you can afford the dental work you need, we&#8217;re about to explain your options for dental finance in the UK. You might be able &#8230; <a title=\"Dental Finance in the UK: Make Dental Treatment More Affordable\" class=\"read-more\" href=\"https:\/\/www.dentaly.org\/en\/dental-financing\/\">Read more <span class=\"screen-reader-text\">Dental Finance in the UK: Make Dental Treatment More Affordable<\/span><\/a><\/p>\n","protected":false},"author":139,"featured_media":7969,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"categories":[6112],"tags":[],"coauthors":[1326],"class_list":{"0":"post-7889","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"category-finance-category"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dental Financing (UK Guide): Options for Paying Dental Fees<\/title>\n<meta name=\"description\" content=\"Wondering how to afford your dental work? Several dental financing options are available. Read about getting braces, implants and veneers on finance.\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Financing (UK Guide): Options for Paying Dental Fees\" \/>\n<meta property=\"og:description\" content=\"Wondering how to afford your dental work? Several dental financing options are available. Read about getting braces, implants and veneers on finance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dentaly.org\/en\/dental-financing\/\" \/>\n<meta property=\"og:site_name\" content=\"Dentaly.org\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/dentaly.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-21T11:16:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/04\/Dental-finance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"580\" \/>\n\t<meta property=\"og:image:height\" content=\"233\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@dentaly_site\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.dentaly.org\/en\/dental-financing\/#primaryimage\",\"url\":\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/04\/Dental-finance.jpg\",\"contentUrl\":\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2019\/04\/Dental-finance.jpg\",\"width\":\"580\",\"height\":\"233\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.dentaly.org\/en\/dental-financing\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.dentaly.org\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dental Financing\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.dentaly.org\/en\/#website\",\"url\":\"https:\/\/www.dentaly.org\/en\/\",\"name\":\"Dentaly.org\",\"description\":\"Your Oral Healthcare Portal\",\"publisher\":{\"@id\":\"https:\/\/www.dentaly.org\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.dentaly.org\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.dentaly.org\/en\/#organization\",\"name\":\"Dentaly.org\",\"url\":\"https:\/\/www.dentaly.org\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.dentaly.org\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2015\/11\/Screenshot-2015-11-11-16.29.232.png\",\"contentUrl\":\"https:\/\/www.dentaly.org\/en\/wp-content\/uploads\/sites\/3\/2015\/11\/Screenshot-2015-11-11-16.29.232.png\",\"width\":478,\"height\":178,\"caption\":\"Dentaly.org\"},\"image\":{\"@id\":\"https:\/\/www.dentaly.org\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/dentaly.org\/\",\"https:\/\/x.com\/dentaly_site\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dental Financing (UK Guide): Options for Paying Dental Fees","description":"Wondering how to afford your dental work? 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